Medical Policies | Retirees/LTD

MEDICAL CARRIERS

The State of Arizona offers medical coverage through four carriers.

• Aetna
• Blue Cross Blue Shield of Arizona
• Cigna
• UnitedHealthcare

Each plan has identical benefits with different premiums, deductibles and provider networks. When choosing a plan, check with your medical providers (doctors, therapists, etc.) to confirm that they accept the plan. 

MEDICAL SUMMARY OF BENEFITS AND COVERAGE (SBC)

An easy-to-understand summary about a health plan's benefits and coverage.

2018
EPO | SBC - 2018
PPO | SBC - 2018
Uniform Glossary of Coverage and Medical Terms - 2018

2019
EPO | SBC - 2019
PPO | SBC - 2019
FAQ | Frequently Asked Questions about SBCs
Uniform Glossary of Coverge and Medical Terms - 2019

MEDICAL POLICIES - SUMMARY PLAN DESCRIPTION (SPD)

Full description of each medical plan.
EPO | SPD - 2018- applies to all carriers listed above.
PPO | SPD- 2018 - applies to all carriers listed above.

The 2019 Summary Plan Descriptions will be posted by December 31, 2018 in accordance with Federal guidelines.

PREMIUMS & COPAYS | WITH AND WITHOUT MEDICARE

Without Medicare - See pg. 9 of the Retiree Benefits Enrollment Guide-2018.
With Medicare - See pg. 11 of the Retiree Benefits Enrollment Guide-2018.